Car accidents can be overwhelming, especially if you’re unsure what to do next. Knowing the right steps to take after a car accident in Texas can help protect your rights, ensure your safety, and make the claims process smoother. Whether the accident is minor or severe, following these steps can make a big difference.
1. Check for Injuries and Call 911
The first thing to do after a car accident is to check yourself and others for injuries. If anyone is hurt, call 911 immediately. Even if the injuries seem minor, it’s important to get medical help. In Texas, you are required to report an accident to the police if it results in injury, death, or property damage exceeding $1,000.
When the police arrive, they will create an accident report. This report can be important later if you need to file an insurance claim or take legal action.
2. Move to a Safe Location
If your vehicle is blocking traffic and it’s safe to do so, move it to the side of the road. This helps prevent further accidents and keeps everyone safe. If your car is too damaged to move, turn on your hazard lights and stay inside until help arrives.
3. Exchange Information with the Other Driver
After ensuring everyone’s safety, exchange information with the other driver. This includes:
- Full name and contact information
- Insurance company and policy number
- Driver’s license number
- License plate number
Avoid discussing fault or making statements about the accident. Anything you say could be used against you later.
4. Document the Scene
Gathering evidence at the scene can help support your claim. Use your phone to take photos of:
- Vehicle damage
- The accident scene, including skid marks or road conditions
- Injuries sustained
- Weather and traffic conditions
If there are witnesses, ask for their contact information. Their statements could be valuable if there’s a dispute about what happened.
5. Seek Medical Attention
Even if you feel fine, it’s a good idea to see a doctor after an accident. Some injuries, like whiplash or internal injuries, may not show symptoms right away. A medical report can also serve as evidence if you need to file a claim later.
6. Notify Your Insurance Company
In Texas, you are required to report the accident to your insurance company as soon as possible. Be honest about what happened, but avoid admitting fault. Let the insurance adjusters determine who is at fault based on the evidence.
7. Keep Records of Everything
After the accident, keep a file with all related documents, including:
- The police report
- Medical bills and records
- Repair estimates and receipts
- Correspondence with insurance companies
These records will help you stay organized and provide proof if you need to file a claim or take legal action.
8. Be Careful with Insurance Settlements
Insurance companies may offer a quick settlement, but it’s important to review it carefully. Initial offers are often lower than what you may be entitled to, especially if your injuries or damages are more severe than they appear.
9. Know Texas Car Accident Laws
Texas is an “at-fault” state, meaning the driver responsible for the accident is liable for damages. However, Texas also follows a modified comparative fault rule. If you’re found partially at fault, your compensation may be reduced by your percentage of fault. If you’re more than 50% at fault, you may not be able to recover damages.
For more information on Texas car accident laws, visit the Texas Department of Transportation website.
10. Consider Consulting a Lawyer
If the accident resulted in serious injuries, significant property damage, or a dispute over fault, it may be wise to consult a lawyer. A lawyer can help you understand your rights, negotiate with insurance companies, and ensure you receive fair compensation.
Need Help? Contact The Law Office of Kyle J. Moore, PLLC
If you’ve been in a car accident in Texas, The Law Office of Kyle J. Moore, PLLC is here to help. With years of experience handling car accident cases, we can guide you through the process and fight for the compensation you deserve.
But car accidents aren’t the only area we specialize in. Whether you need assistance with real estate law, such as landlord protection, or small business law, our team is ready to provide the support you need.
Don’t face this challenging time alone. Contact The Law Office of Kyle J. Moore, PLLC today for a consultation. Let us help you move forward with confidence.
By following these steps, you can protect yourself and your rights after a car accident in Texas. Stay safe, stay informed, and don’t hesitate to seek help when you need it.